Investing in a new real estate property or flat is one of the most crucial decisions for buyers. It takes years of saving and planning to make the final decision. Hence, it becomes essential to keep all possible points in mind before you take the leap and make a decision!
Also, buying a house might also involve loans & installments, so you need to be extra careful. Although some key factors to be considered while selecting a new flat or house are location, possession date, and price, but there are also some other parameters that buyers must keep in mind before investing in a house.
Here are 4 major points listed out in an attempt to help you buy your desired abode:
The first aspect before selecting an apartment or a flat is to fix a budget. It becomes easier to shortlist a house if you know how much you are willing to spend on it. Compare the price of the property with various builders, to get an idea if the builder has offered you a genuine quotation. You can confirm it from brokers of the area or newspaper listings.
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A flat in a suitable location is the most important thing that every buyer desires. Here, a comfortable location simply means that it should be at least close to a school, a hospital, a bus stop, and a super market. The other thing to keep in mind is the future development of that place. This will also ensure a good resale value of your property in case you think of selling it later.
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Before you buy a flat, you must ensure whether it is legally hassle-free or not. The builder should have approvals and NOCs from Area Development Authorities, water supply and sewage boards, electricity boards, and Municipal Corporation. Try to find out such builders who have full or partial government affiliation. To ensure property’s credibility, it is advisable to go and speak to people living in those apartments and find out whether they had any issue like premature cracks etc. in the building.
Last thing to taken into account is documentation! It is much important as these papers would be necessary throughout for loans or to sort any issues associated with your flat. So keep all signed papers in place and make sure to verify them. Once you’ve confirmed your property, and made the initial payment, the builder gives an allotment letter, which includes all details of which flat you have been allotted, area of your flat, etc. Once the allotment letter & documentation are clear, you are ready to move in!
Buying a flat or apartment is one of the biggest steps in your life, however you must consider each of these points before you seal the deal!
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